Phil Hall Op-Ed: Exploring the Search for New Homes
Explore the age of the housing stock in the U.S., with half built in the 1980s or earlier. Insights into market demand for new homes are discussed.
ERA President Alex Vidal reaffirms M&A as a key growth strategy.
ERA is pursuing aggressive M&A strategies for growth, focusing on opportunities from emerging brands, as highlighted by President Alex Vidal.
Texas Court Bothers AML Efforts: Implications and Consequences Explored
Texas court ruling against FinCEN's real estate reporting rule may jeopardize U.S. anti-money laundering initiatives and impact global transparency standards.
Master Lease vs. Seller Financing: The Servicing Key to Fewer Pitfalls
Seller financing with professional servicing carries fewer unmanaged pitfalls than a master lease with option. The key difference is delegability: a master lease's risks are structural and cannot be outsourced, while seller financing's primary risks are administrative and fully addressable through expert private mortgage servicing.
Hard Money Loans: The Data Beyond the Score for Better Decisions
Hard money lenders who depend on FICO scores alone miss the data that matters most in asset-based lending. This guide covers the alternative data sources - bank statements, property records, track records, and cash flow verification - that sharpen underwriting, support proactive portfolio management, and help private mortgage note servicers catch problems before they become defaults.
The Critical Power of Lien Position Due Diligence for Private Lender Recovery
An unreleased prior lien discovered mid-default nearly subordinated a private lender's entire note investment. NSC's forensic title review identified the defect, secured a formal Deed of Reconveyance, and reinstated first-lien priority in seven weeks — returning the loan to performing status without litigation.
Mortgage Rates Rise Amid Increasing Inflation Concerns
Mortgage rates are increasing, posing challenges for the 2026 spring housing market, which must navigate a slowing economy and shifting buyer dynamics.
The 94% Issue: Uncovering MLS Success Rates for Real Estate Agents
Explore how the 94% success rate on MLS reflects only closed sales, excluding unsold listings, providing private lenders with a clearer market insight.
Study Reveals Homeowner Assistance Fund Supported Vulnerable Borrowers
RIHA reviews the $10B HAF program, revealing that 90% of funds were allocated to borrowers below AMI, with many utilizing nontraditional financing options.
Hidden Lien Threatens Bridge Loan: How Forensic Title Review Secured a Private Lender’s Recovery
A private mortgage note entered default - and a dormant mechanic's lien from a prior owner surfaced to challenge the lender's first-position security. Discover how forensic title review, lien priority analysis, and specialized note servicing resolved the dispute and preserved the lender's capital.