M/I Homes Maintains Order Pace Amidst Margins Pressure
M/I Homes focuses on spec-heavy deliveries, achieving a 3% increase in sales despite a 4% average price drop to $459,000 and a declining gross margin.
New Tool Monitors State Measures for Deed Theft Protection
Explore a comprehensive classification of jurisdictions based on their legal frameworks, ranging from strict penalties to no legislative action, for private lenders.
Citizens Report: Homeowners Embrace a ‘Stay and Upgrade’ Approach
Citizens reports 71% of homeowners plan renovations in two years, with 63% potentially needing financing in five. 39% lack clarity on their options.
Bess Freedman: Addressing the Realities of Private Listing Networks
A real estate CEO asserts that private listing networks restrict market exposure, hinder price discovery, and obscure critical data like days on market and price reductions.
DOJ Ends Investigation Related to the Fed, May Facilitate Warsh Confirmation
The DOJ has concluded its investigation into Jerome Powell's congressional testimony, potentially paving the way for Kevin Warsh's nomination as his successor.
The Impact of Lower Score Fees on Overall Mortgage Costs
Explore the FICO vs. VantageScore debate, focusing on lender choice and its implications for adverse selection and secondary-market pricing in mortgage costs.
Taylor Morrison reduces incentives and emphasizes buyer decision-making.
Explore innovative strategies like tactical discounts and escalating incentives in the housing market. Discover how Taylor Morrison navigates unique opportunities.
7 Overlooked Data Sources That Give Private Lenders a Smarter Edge
Private lenders who track only payment status miss the intelligence embedded in seven key data sources. Payment behavior patterns, escrow trends, borrower communication logs, collateral risk indicators, compliance audit trails, delinquency metrics, and true servicing cost data are the difference between reactive portfolio management and proactive, data-driven decision-making.
Declining Retirement Confidence Amid Social Security Concerns and Rising Costs
Worker confidence has declined to 61%, and retiree confidence has also dropped to 73%, highlighting potential challenges for private lenders in the marketplace.
Approaching the Bottom of the Mortgage Market Cycle
Explore the challenges faced by mortgage professionals during the industry's downturn and the resilience required to navigate a rapidly changing landscape.