UWM replaces InTouch with ChatUWM app and AI voice assistant.
UWM's ChatUWM app adds an AI voice assistant allowing queries on pipelines, expiring locks, loan status and guidelines—insight useful to private lenders for.
Experian integrates Verify with Workday for income verification.
Experian says its Verify network has a path to cover more than 80 million payroll records across the U.S., a scale that could reshape how lenders verify income and employment. If realized, that reach would provide a centralized, standardized source of payroll data that [...]
File operations costs will become the next pressure point for brokerages.
The commentary argues that many transaction-management tools deployed across mortgage operations function mainly as task trackers rather than as true end-to-end transaction platforms. These systems capture milestones, assign tasks and log progress, but they typically do not author documents, proactively obtain or verify signatures, [...]
Institute for Luxury Home Marketing introduces a property search platform.
Access a members platform reaching 11k+ industry professionals offering deal flow tools, underwriting resources and compliance insights for private lenders.
How mortgage brokers can serve underserved VA borrowers.
At AIME Fuse, VA lending specialists confronted persistent misconceptions that have constrained veteran access to mortgage credit and muddied originator behavior. Panelists emphasized that many perceived barriers—around eligibility, down payment expectations and appraisal rules—stem from outdated information rather than actual program restrictions. They pointed [...]
Judge dismisses UWM 401(k) forfeiture claim under ERISA.
Judge rules plan forfeitures may offset employer contributions when unspent, affecting employer obligations and asset treatment relevant to private lenders
MLSs’ relationships with Realtor associations are changing.
Industry leaders say consolidation, shifting ownership stakes, and governance changes are remaking mortgage operating models, driving a move from traditional, vertically integrated firms to more modular, platform-based structures. Consolidation is prompting scale plays and shared-service models as organizations seek cost efficiencies and broader geographic [...]
New Jersey considers removing home interior photos at a buyer’s request.
Regulatory noncompliance exposes licensees to fines, license revocation and enforcement; private lenders must assess partner compliance risk and mitigation.
Gateless Smart Underwrite receives AZP Platinum AI certification.
AZP has reported that a portfolio of 230,000 loans produced no reported claims and has introduced a framework emphasizing governance and auditability to underpin that assertion. The scale of the claim, paired with explicit controls, is presented to signal disciplined underwriting, consistent servicing practices, [...]
Credit unions are failing to meet reverse mortgage demand.
Credit union executives told an ACUMA audience that credit unions accounted for only a tiny share of the roughly 36,000 reverse mortgages originated in the most recent reporting period. That stark market position highlights a pronounced gap between the needs of older members and [...]