FHA to Maintain Tri-Merge Credit Reports with New Scoring Model Shift
The FHA will maintain tri-merge credit report requirements to ensure prudent risk management during its transition to new credit scoring models, impacting lenders.
Navigating Real Estate Crises: Strategies from Leading Industry Figures
"Amid market disruptions, a long-term strategy empowers agents to remain steady, continually prospect, and identify new opportunities in private lending."
Mortgage Lock-In: A New Era of Financial Commitment
Explore how the prolonged mortgage lock-in effect is reshaping the housing market, impacting mobility and decision-making for private lenders and borrowers alike.
Impact of Iran Conflict Resolution on Mortgage Rates
Achieving pre-conflict levels for the 10-year yield and mortgage rates poses significant challenges, regardless of conflict resolution. Insights for private lenders.
Clients are approaching real estate agent interviews with new criteria.
Clients prioritize real estate agents who excel in listening, transparency, and consistent follow-up, highlighting the need for service excellence amid uncertainty.
The Issue with Having 300 Integrations in Your Loan Origination System
Explore how the mortgage industry's reliance on complex software integrations can lead to inefficiencies, urging a shift towards cohesive platforms and true partnerships.
Federal funding presents challenges and opportunities for housing programs.
HUD allocates nearly $35 billion for tenant-based rental assistance, supporting the Housing Choice Voucher Program to enhance affordable housing access.
Introducing the AI Platform That Provides Personalized Coaching for Agents
Discover how Power Mentor's 12 coaching personas empower agents with AI-driven insights in areas like objection handling and mindset, enhancing performance and growth.
Housing demand remains strong, nearing negative year-over-year inventory
Despite potential negative year-over-year trends, current inventory levels indicate a significantly healthier market compared to the 2020-2023 period.
Erik Morin Discusses HECM Second Appraisals and AIM-Port Acquisition at Atlas VMS
HECM loans requiring second appraisals decreased to 8.3% in Q1, easing costs and timeline pressures for private lenders compared to the previous quarter.