Mortgage Rates Reach Yearly Highs, Yet Housing Demand Remains Strong
Pending sales increased to 78,006, with a 7% rise in purchase applications year-over-year, despite high mortgage rates and yields nearing 4.60%.
Challenges Facing Reverse Mortgage Lenders, According to NRMLA’s Steve Irwin
High rates and rising costs are challenging the reverse mortgage sector, according to NRMLA's Steve Irwin, despite technological advancements in the industry.
Panorama Mortgage Group unifies its channels under the SimplyPMG brand.
Panorama Mortgage Group has rebranded as SimplyPMG, with Fernando Ospina appointed as chief production officer to enhance oversight across all lending channels.
Geography and Margins Drive Beazer Takeover Dispute
Beazer Homes rebuffs a takeover attempt by Dream Finders Homes, highlighting a potentially undervalued stock ahead of an expected turnaround.
Loan Boarding for Private Lenders: 12 Questions Answered
Loan boarding errors surface during the first payment cycle — or worse, during default. These 12 questions cover required documents, RESPA Section 6 obligations, escrow setup risks, manual vs. automated timelines, and the evaluation questions every private lender should ask a prospective subservicer before committing to a relationship.
Manual vs. Automated Loan Boarding: A Side-by-Side for Private Lenders
A direct comparison of manual and automated loan boarding for private mortgage notes — covering error rates, document handling, scaling, and compliance posture, with a side-by-side table and NSC's real-world boarding benchmark.
What Is Loan Boarding? Private Mortgage Servicing’s First Step Explained
Loan boarding is the structured process of transferring a funded private mortgage loan into an active servicing system. This guide explains what loan boarding is, why accuracy matters at intake, and how it fits into the full private mortgage servicing lifecycle.
9 Loan Boarding Checks Every Private Lender Must Run Before Go-Live
Nine pre-flight boarding checks stand between a clean private mortgage portfolio and a compliance failure. Run every item on this list — document stack, data validation, escrow setup, ACH timing, fee configuration, default triggers, recorded security instruments, title policy, and borrower contact — before the first payment posts.
Mortgage Broker Compensation for Private Lenders: 10 Questions Answered
Ten detailed Q&A answers covering broker compensation models, RESPA applicability, yield spread premium risks, state anti-kickback rules, fee agreement requirements, and audit documentation for private lenders.
What Is a Mortgage Loan Originator (MLO)? Definition, License, and Role
A mortgage loan originator (MLO) is any individual who takes a residential mortgage loan application or negotiates loan terms for compensation. Learn what the SAFE Act requires, how to verify MLO licenses, and what private lenders risk when they fund loans from unlicensed originators.