FHFA’s Pulte says VantageScore is open to all GSE lenders.
FHFA approves VantageScore for GSE lenders; private lenders should assess model adoption, data coverage, pricing and impact on credit risk and originations.
Can your current business model scale profitably?
New Mortgage Bankers Association data expose a pronounced cost dispersion across lenders, with a roughly $6,350 per-loan gap between top and bottom cost quintiles. That spread highlights stark differences in operating efficiency and product/channel economics that directly affect net margins. The variance likely reflects [...]
A proposal for a 349-home development at a historic Virginia plantation.
Private lenders: 52-home by-right cap on ag-zoned plantation prompts financing considerations—land use, density, entitlements, and exit strategy. Insights.
Sotheby’s moves ONE and TTR into its company-owned brokerage.
RealTrends Verified reports ONE $6.85B and TTR $5.71B in transaction volume, underscoring scale and deal-flow metrics relevant to private lenders. Insights
Berkshire Residential Investments acquires full ownership of MF1.
Berkshire Residential Investments takes full ownership of MF1, expanding multifamily lending capabilities and strategic capital access for private lenders.
FHA requires new users to submit a selfie to access FHA Connection.
Private lenders: FHA Connection access now requires PII, government ID and a selfie for biometric identity checks—implications for underwriting and compliance.
D.R. Horton is confronting growth and affordability challenges.
D.R. Horton holds 23,300 unsold homes, incl. 7,600 built. Elevated inventory increases capital risk, and creates short-term lending prospects for private lenders.
Florida Realtors Pledge $10M to Support Property Tax Relief Amendment.
Florida Realtors' $10M effort to promote property-tax relief could shift homeowner affordability, valuation and demand—key implications for private lenders.
Housing cools nationally, but buyers compete in affordable markets.
Private lenders: strong buyer demand in affordable Midwest, Northeast amid national cooling - concentrated competition pricing pressure and lending upside
Mortgage applications decline again as interest rates reach 6.85%.
MBA report: refinances fell 6% week-over-week while ARM share rose to 8.5%. Private lenders should reassess pricing, portfolio mix and liquidity exposure.