Baby Boomers Lead Housing Market as First-Time Buyers Reach Historic Low
First-time buyers represent only 21% of transactions, marking the lowest level since tracking began in 1981, indicating a shift in the housing market dynamics.
Southeast MLS Alliance Announces Expansion into Florida Market
The alliance has expanded to over 118,000 subscribers, enhancing its reach across diverse states and metropolitan markets, benefiting private lenders significantly.
Mortgage Demand Increases 1.8% Due to 5% Surge in Refinancing Activity
MBA reports indicate a 1.8% rise in applications, with refinances up 5% while purchase indices dropped 1%. The 30-year mortgage rate stands at 6.42%.
Comparing Loan Workouts and Foreclosures: Optimal Strategies for Borrowers
Navigating loan defaults requires careful decision-making. Understand the implications of workouts versus foreclosure or litigation to protect your investment effectively.
NAR Reports Homeowners Benefit from Effective Policy This Tax Day
Tax reform impacts mortgage interest deductions, SALT cap relief, QBI deductions, and 1031 exchanges, influencing private lenders' strategies and filings.
A Comprehensive Framework for Addressing Housing and Retirement Challenges in America
The American Dream faces a crisis as millions struggle with affordability and access to homes, hindering wealth creation and retirement stability for homeowners.
The Increasing Popularity of HELOCs and Its Implications for Originators
Unlocking cash flow without sacrificing low mortgage rates is increasingly important for homeowners. HELOCs offer a flexible solution for accessing home equity.
Navigating Policy Uncertainty: Strategies for Reverse Mortgage Professionals
Explore how improved integration of housing wealth via reverse mortgages can benefit private lenders, despite ongoing reputational and educational challenges.
Survey Reveals Home Sellers’ Optimism for a Profitable Spring Market
Survey reveals high seller optimism, with 74% believing it’s a good time to sell and 83% anticipating to achieve their asking price this spring.
MBA Chief Economist Predicts Continued Elevation of Mortgage Rates and Inflation
MBA's Mike Fratantoni anticipates 2026 inflation around 4% with no Fed cuts, likely sustaining elevated mortgage rates and bond yields for the near future.