FICO keeps mortgage score price at $10 amid rising VantageScore pressure.
FICO maintains a $10 wholesale mortgage score and bundles Classic FICO with 10T as VantageScore competition grows, affecting scoring costs and vendor.
The Agency, Huntington and Ellis expand as brokerages realign.
The Agency has grown into a sizable international operator with over 190 offices across 18 countries, and it launched 27 new offices in its most recent expansion. That scale reflects a strategic push to deepen local market coverage and accelerate client acquisition across diverse [...]
Senior housing pipeline lists 88,283 planned units; occupancy exceeds 90%.
88,283 planned senior-housing units across 214 markets; constrained construction and 90.4% occupancy highlight demand stability and lending opportunities..
Starter homes fall to 9% of new construction as groups urge federal action.
Starter homes are 9% of new construction; brief proposes five federal strategies to restore starter-home supply, implications for private lenders,investors
ARMOUR reports $327M mortgage-securities loss and falling book value.
Private lenders: ARMOUR Residential REIT posted a $327M loss as mortgage-security spreads widened, pressuring book value and liquidity; market implications
Housing leaders respond to Trump’s scaled-back executive order.
Analysts broadly characterize the recent moves as benign for mortgage and title insurers, concluding that immediate balance-sheet stress is limited and market disruption is unlikely. Their view rests on insurers’ diversified exposure, established reinsurance and capital cushions, and the low likelihood of a sudden [...]
SB Financial mortgage originations rise 15% as servicing portfolio expands.
Ohio-based SB Financial raised mortgage originations 15% to $77.7M and grew its servicing portfolio to $1.52B, highlighting stronger private-lender prospect.
Delaware Agent Ordered to Pay $80,000 Over HUD Homebuyer Occupancy Claim.
HUD occupancy certification breach led to $80,000 settlement and federal program exclusion - highlights compliance risks for private lenders, due diligence
Mortgage rate lock-in persists, analysis finds.
A recent analysis found that 65.6% of outstanding mortgages carried interest rates below 5%. That concentration of low-coupon legacy loans is producing pronounced rate lock-in, dampening refinance activity and weakening turnover in the purchase market. Originators and brokers face a narrower pool of borrowers [...]
Mortgage professionals expect a mixed outlook for conventional lending.
An AD Mortgage survey of more than 250 industry participants shows a split outlook: about a third of respondents expect growth in the conventional channel while a larger share points to persistent borrower qualification challenges. The 34.5% anticipating conventional expansion reflects cautious optimism among [...]