Note Servicing Center

  • Standard Setup: $50 / Per Payment: $25
  • Escrow/Impounds: +$100, +$30(Per Payment))
  • Foreclosure Facilitation/Coordination: $300
  • Verification of Mortgage: $40
  • Wire/Draw (In/Outgoing): $30
  • Demand Request: $30
  • Short Sale Payoff Processing or Partial Release: $55
  • Rush Setup Fee (10 days to 1st payment due date): +$50
  • Bankruptcy Note Setup: +$500/+$50 per Lender
  • Optional Tax Service (If not Impounded): +$100
  • Optional Tax Service Per Payment: +$10 per Lender
  • Multi-Lender Loan Setup: +$100
  • Multi-Lender Loan Per Payment: +$25 per Lender
  • Non-Performing Note Setup: +$300
  • AITD Setup: +$300
  • AITD’s (WRAPs): +$50 per lender per Payment
  • For Notes with Face Value Over $1MM: $30 per lender/$60 minimum
  • For Note with Face Value Over $1.5MM: $50 per lender with a $100 minimum
  • Monthly Sales Tax Collection- CA Only: $40 Additional per Loan
  • Early Intervention Fee (CFPB Covered loans only): $20 Additional until current
  • Late Calls up to 5 per/month (Non CFPB) optional: $25
  • Late Payments (if any): 50% Retained by Servicer
  • Default Rate (if no late fee Indicated): 50% Retained by Servicer
  • NSF Charge: $40
  • 48 hr Rush Demand Fee (in addition to Demand Fee): $25
  • Demand Request: $30
  • Overnight Delivery: $40 per shipment
  • Reset Loan Terms: $50
  • Balloon Payment Notice: $30
  • RESPA Good-bye Letter: $30
  • RESPA Dispute/Response: $500
  • Cancellation of Servicing: $50
  • Research Services and Incomplete Note Submissions: $100 per hour/$50 minimum
  • Original Doc Storage: $50-Annual/+$5 per Loan
  • Stop Payment: $35
  • Payment Re-issue: $35
  • Streamlined Submission Fee: +$100
  • Optional Insurance Tracking: +$10 per Lender
  • Disbursement Payments to Tax/Insurance Payees: No Charge
  • Forced Placed Insurance (available upon Request): Premium Invoiced
  • Receive Borrower Payment by Phone: $15
  • Receive Borrower Payment by Online: $10

Evergreen

  • Setup Fee: $100
  • Impound Account: $20.50
  • Foreclosure Facilitation: $200
  • Verification of Mortgage Fee: $35
  • Wire/Draw (Incoming or Outgoing): $35
  • Deposit to Lender’s Account: $30 per Payment
  • Add and Demand Fee: $85
  • Payoff Statement Fee: $95
  • Account Processing Fee Monthly: $17
  • Account Processing Fee Quarterly: $51
  • Account Processing Fee Annual: $204
  • File Close Fee: $100
  • Additional Disbursements (per disbursement): $2
  • Prior Lien Processing: $12
  • California Franchise Tax Disbursements (per disbursement): $15
  • Pass-Through Reserve Payments: $2
  • Late Notices (after grace period): $2
  • Account History Fee (per year): $10
  • Add and Demand Fee: $85
  • Amortization Schedule Fee (all types) $40
  • Assignment/Assumption Fee: $120
  • Check Replacement/Stop Payment Fee: $35
  • Copy of Cancelled Check Fee (per check): $30
  • Direct Party Transaction Fee (per transaction): $25
  • Duplicate Year End Statement Fee (per year): $10
  • Duplicate Escrow Analysis Fee (per copy): $10
  • Dormant Account Fee (per year): $100
  • Estate and/or Name Change Fee: $60
  • Overnight Fee: $35
  • Pay-by-Phone Fee, automated system (per use): $10
  • Pay-by-Phone Fee, operator assisted (per use): $20
  • Research Request Fee: $50
  • Payoff Statement Update Fee: $50
  • Reconveyance & Substitution of Trustee Fee (Nevada Only): $75
  • Reconveyance Fee (Deed of Trust): $250
  • Record Adjustment Fee: $60
  • Reinstatement Fee: $100
  • Returned Item Fee (Non-Sufficient Funds): $25
  • Special Disbursement Fee: $35

DelToro

  • Setup Fee: $100
  • Escrow Impounds: $25
  • Foreclosure Facilitation: $300
  • Verification of Mortgage: $50
  • Wire/Draw (Incoming or Outgoing): $30
  • Deposit to Lender’s Account: $25 per Payment
  • Request Processing: $75
  • Account Close Out (Payoff): $100
  • Overnight Delivery: $30
  • Third Party Loan File Review: $300
  • Multiple Properties: $25 Per Additional
  • In Default, Bankruptcy or Forbearance: $150
  • Escrow Impound Setup: $150
  • DT Controlled Lender Holdback: $150 $30.00 Per Draw
  • Third Party of Lender Held Holdback: $100 $45.00 Per Funding Increase
  • Insurance Tracking Setup: $25
  • Tax Tracking Setup: $150
  • Borrower / Lender Docs and Disclosures: $750
  • Multiple Properties: $100 Per Additional
  • Multiple Lenders: $25 Per Additional
  • Note / Deed Only: $200
  • Personal Guarantee: $100
  • Lender Disclosures Only: $500
  • Loan Processing (With Doc Order Only): $250
  • Assignment of Deed and Alonge: $200 Plus Recording If Requested
  • Full Set of Documents: $750 Plus Recording
  • Assumption Package: $500
  • Insurance Tracking: $10 Additional per Loan / Month
  • Tax Tracking: $10 Additional per Loan / Month
  • Senior Lien Tracking: $10 Additional per Loan / Month
  • Annual IRA Reporting: $50
  • Processing Lender Directed Short Pay: $100 Or Hourly, if Greater
  • Reissue / Update 1099 / 1098: $50 Per Document
  • NSF / Stop Payment: $30 Or per State Law
  • Notice of Intent Mailing: $75
  • Foreclosure Postponement: $100 Per Occurance
  • Foreclosure Cancellation Prior to Recording: $300
  • Compliance Review: $300
  • Property Registration Where Required: $150
  • Modification Request Processing: $150
  • Draft Modification Agreement: $495
  • Process Lender Prepared Modification: $100Plus Hourly, Plus Accoount Update Fee
  • Bankruptcy Review: $250
  • REO Management: $1500
  • Deed in Lieu Assistance: $50
  • Qualified Written Request or Equivalent: $600
  • Litigation / Other
  • Team Level / Admin: $100 Hourly
  • Senior Management: $350 Hourly
  • C-Level: $500 Hourly
  • Named in Litigation: $500 Plus Hourly Plus Hard Costs

FCI Loan Servicing

  • Account Setup: $250
  • Escrow/Impounds: $25
  • Foreclosure Facilitation: $225
  • Verification of Mortgage: $25
  • Wire/Draw (Incoming or Outgoing): $55
  • Deposit to Lender’s Account: $30 per Payment
  • Demand Request: $30
  • Short Payoff:$45
  • Assignment Recording: $125+Recording Fee
  • Allonge Preparation (attached to Note): $50
  • Bankruptcy Review for Loans not in Specialty Servicing Full Collection: $100 per Loan
  • Broker Price Opinion (BPO), SFR 1-4; Ext & Interior: $175
  • CHECK DISBURSEMENT to Lender instead of ACH: $2 addition per disbursement
  • CLAIM FILING for MORTGAGE INSURANCE if agreed by FCI: 5% of settlement with $750 minimun
  • COMPLIANCE MONITORING for NC Loans in FC/BK not in Specialty Full Collection: $75 Loan/Month while in FC/BK
  • CONSTRUCTION/Loan Proceeds Disbursement: $55/disbursement (includes wire)
  • COVERED LOAN with ACTIVE BANKRUPTCY: $95 month/base
  • COVERED LOAN written Loss Mitigation Request Response: $45 per Request Response
  • COVERED LOAN written Loss Mitigation Request Response, for Loans not on Specialty Servicing Full Collection, for Lenders who DO OFFER Foreclosure Prevention Alternatives (FPAs): $150 per Request Response
  • DATA RESEARCH for missing Loan Servicing Setup data: $150 per hour
  • DEED IN LIEU of Foreclosure: COORDINATION Fee: $175 set up
  • DEFAULT RATE % to FCI on all Loans: 0% to FCI
  • DEFAULT RATE Cancellation after Setup with the DR: $55 per Loan for 1-9 Loans
  • DEFERRAL AGREEMENT: defer outstanding amounts due to bring Loan Contractually Current: $95 + $55 Loan Reset
  • DOCUMENT HANDLING and forwarding not included in the FCI Servicing Process: $25 per document
  • EXTENSION AGREEMENT: extend the Loan Maturity Date; facilitate at direction of Lender: $95 + $55 Loan Reset
  • EXTRAORDINARY ACTIVITY & SPECIAL REQUESTS: Staff $150/hour & Mgmt $350/hour or portion thereof
  • ESCROW/IMPOUNDS ADDED to an existing Loan on any Servicing program: $175 set up
  • ESCROW/IMPOUNDS RESEARCH needed for entity (taxes/insurance, etc.) set up in servicing: $150 per hour
  • ESCROW/IMPOUNDS Shortage Disbursement Fee: $45 per instance, charged to Lender
  • ESCROW/IMPOUNDS Termination Fee: $55 per Loan
  • EVICTION COORDINATION Fee, in Specialty Loan Servicing: $50 set up
  • FORECLOSURE NOI (30 Day Notice of Intent) if sent by FCI: $95
  • FORECLOSURE: Pre Foreclosure Compliance by FCI for AR, CA, WA (includes NOI): $375
  • FORECLOSURE SUPPORT Fee, national (not CA), in Specialty Loan Servicing: $225 Setup
  • FORECLOSURE REGISTRATION in required States (NY, NC, etc.): $150
  • GRANT DEED or Quit Claim Deed preparation: $150
  • MATURITY NOTICE preparation and Mailing: $45
  • MULTI-LENDER LOANS: $95 Base
  • PAYMENT DATE CHANGE AGREEMENT: $95 + $55 Loan Reset
  • PAYOFF Request/Demand: $30
  • PAYOFF Request/Demand UPDATE: $30
  • PRE FORECLOSURE Compliance work: most States (AZ $475): $375+ per State
  • REPORTS: STANDARD Data Distribution Reports sent to Originator/Lender: $360 Setup + $70 month
  • SERVICER LEGAL COORDINATION on standard Collateral/Funding: $3,500 – $7,500
  • SERVICER QUESTIONNAIRE, PROPOSALS etc., filled out by FCI for any reason: Staff $150/hour & Mgmt $350/hour or portion thereof
  • Loans up to $1M: $95 per Loan/Month
  • Loan over $1M: Add $20 per $M or portion thereof
  • Loan Setup Fixed Rate, Single Investor/Lender: $55 per Loan for 1-9 Loans; $30 for 10+ Loans submitted at one time
  • Partial Note Sale/Partial Ownership (Hypothecation) Loans: $75 per Loan

Pricing for Evergreen is based on their fee scheduled dated 11/2/2018 and provided to us on 3/11/2021.
Pricing for FCI is based on their website as of 3/11/2021.
Pricing for Del Toro based on their pricing sheet dated 12/20/2020