Consumer-purpose loans are loans for personal or household use, and they are listed by lien position. Business-purpose loans are loans made for business or investment. For states marked Call us, or any question, call 1.800.646.3445.
| State | Consumer – First Liens | Consumer – Second Liens
(and Seller Carry-Backs) |
Business-purpose loans |
|---|---|---|---|
| Alabama | Yes | Yes | Yes |
| California | Yes | Yes | Yes |
| Oregon | Yes | Yes | Yes |
| Washington | Yes | Yes | Yes |
| Nevada | Yes | Yes | Yes |
| Idaho | Yes | Yes | Yes |
| Utah | Yes | Yes | Yes |
| Colorado | Yes | Yes | Yes |
| Texas | Yes | Yes | Yes |
| Michigan | Yes | No | Yes |
| Ohio | Yes | Yes | Yes |
| Florida | Yes | Yes | Yes |
| North Carolina | Yes | Yes | Yes |
| South Carolina | Yes | Yes | Yes |
| Georgia | Yes | Yes | Yes |
| Arizona | No | No | No |
| Maine | No | No | Yes |
| Connecticut | No | No | Yes |
| Alaska | No | No | Call us |
| Arkansas | No | No | Yes |
| Delaware | No | No | Yes |
| District of Columbia | No | No | Yes |
| Hawaii | No | No | Yes |
| Illinois | No | No | Yes |
| Indiana | Yes | Yes | Yes |
| Iowa | No | No | Yes, non-owner-occupied only |
| Kansas | No | No | Yes, non-owner-occupied only |
| Kentucky | No | No | Yes |
| Louisiana | No | No | Yes |
| Maryland | No | No | Yes |
| Massachusetts | No | No | Yes |
| Minnesota | No | No | No |
| Mississippi | No | No | Yes |
| Missouri | No | No | Yes |
| Montana | No | No | Yes |
| Nebraska | No | No | Yes |
| New Hampshire | No | No | Yes |
| New Jersey | No | No | Yes |
| New Mexico | No | No | Yes |
| New York | No | No | No |
| North Dakota | No | No | Yes |
| Oklahoma | No | No | Yes |
| Pennsylvania | No | No | Yes |
| Rhode Island | No | No | Yes, $25,000 or more |
| South Dakota | No | No | Yes |
| Tennessee | No | No | Yes |
| Vermont | No | No | Yes, non-owner-occupied only |
| Virginia | No | No | Yes |
| West Virginia | No | No | Yes |
| Wisconsin | No | No | Yes |
| Wyoming | No | No | Yes |
This list subject to change at any time.