Can I change my payment date and/or my grace period? Any change to the terms of the note requires a modification. This would have to be done through your lender and signed by both the borrower(s) and the lender(s). 4spotsupport2020-01-20T04:12:53-08:00Borrower Frequently Asked Questions| Share This Story, Choose Your Platform! FacebookXRedditLinkedInWhatsAppTumblrPinterestVkEmail