I sent my payment through my electronic bill pay, why has my payment not posted to my account yet? When funds are paid through your own electronic bill pay, we will receive physical checks in the mail. They will be posted on the same day received. 4spotsupport2020-01-20T04:10:06-08:00Borrower Frequently Asked Questions| Share This Story, Choose Your Platform! FacebookXRedditLinkedInWhatsAppTumblrPinterestVkEmail