Bright MLS anticipates 2026 as a year of reset rather than recovery.
Existing-home sales are projected to rise 9% to 4.51 million, indicating a recovery trend, though remaining beneath pre-pandemic levels for private lenders.
Fannie Mae and Freddie Mac Restrict Public Access to Housing Data
Fannie Mae and Freddie Mac's decision to halt key housing surveys raises transparency concerns, impacting data reliability for private lenders in the mortgage market.
Pennymac TPO Introduces Temporary Waiver of Credit Report Fees
Pennymac TPO is waiving the $99 credit report fee at closing for loans submitted via its POWER+ portal, providing cost savings for private lenders.
NAR balance sheet reveals revenue growth and increased public policy expenditure.
NAR's 2024 Form 990 shows $360M in revenue, $48M in public policy expenditures, and $2.5M compensation for CEO Nykia Wright, highlighting financial priorities.
RMBS performance expected to stabilize, though underlying issues emerge.
Moody's analysts forecast solid performance in residential mortgage-backed securities, with some expected deterioration in collateral conditions in the future.
Mortgage Applications and Refinance Activity Decline During Holiday Week
Mortgage applications fell by 1.4% last week, with a notable drop in refinancing activity for both conventional and government loans, signaling market shifts.
Analysis Highlights Potential Issues in DeSantis’ Florida Property Tax Proposal
Florida home values have decreased by approximately 3% year-over-year, raising concerns about potential impacts of the proposed tax plan.
Increasing credit report expenses could lead to upfront fees in mortgages.
Mortgage originators are shifting to upfront credit report fees as costs rise, with projections indicating a potential 50% increase by 2026.
eXp introduces a worldwide property search platform.
eXp Realty introduces LYVVE, a global property search platform, enhancing connections between eXp listings and agents across nearly 30 countries.
December housing data offers initial insights into the 2026 market.
December housing data reveals trends in purchase applications and inventory levels, providing insights that could shape the 2026 market as interest rates stabilize.