Middle-Class Faces Challenges in Affording Once Accessible Housing
New analysis reveals that nearly one-third of buyers now face requirements for double the income compared to six years ago, impacting home affordability.
Trump May Declare a National Housing Emergency, According to Secretary Bessent
New measures aimed at improving housing affordability are on the horizon, as confirmed by Bessent to Reuters and the Washington Examiner, impacting private lenders.
Investor Share of Housing Market Decreases Yet Remains High
Investor activity in the mortgage market is currently subdued compared to 2022. However, investor share is rising as owner-occupied transactions decrease.
Real Estate Highlights and Shortcomings from the Recent Week
Amidst Fed tensions, Canadian returns, and rising property tax reforms, explore key insights and trends shaping the private lending landscape.
Gen Z shares insights on the renter versus homeowner discussion.
Gen Z faces high home prices and student debt, leading to long-term renting. Explore how these factors influence their housing choices and market trends.
Is Opendoor a potential meme stock revival or a misleading investment?
Opendoor's stock decline raises questions among private lenders as hedge fund manager Eric Jackson suggests a potential comeback. Is the risk justified?
Mortgage insurer trade group pledges to implement VantageScore 4.0
The US Mortgage Insurers praise Pulte's decision for GSEs to utilize VantageScore 4.0, enhancing credit assessment options for private lenders.
Fidelity Seeks Summary Judgment in Case Against FinCEN and Bessent
Fidelity contends that enforcing FinCEN’s anti-money laundering rule could lead to significant and lasting damage to its operations and compliance framework.
Housing industry groups oppose rising homeowners insurance costs.
As homeowners insurance costs increase, mortgage and Realtor associations collaborate with legislators to pursue regulatory changes impacting private lenders.
New American Funding Launches Its Own Affiliated Insurance Agency.
The insurance services unit collaborates with over 50 carriers nationwide, providing private lenders with a comprehensive suite of insurance products to enhance offerings.