TransUnion opposes proposal for single-pull mortgage credit checks.
Credit bureau warns against replacing tri-merge reports with single pulls, citing potential exclusion of creditworthy borrowers and heightened systemic risk.
Cohn and Summers caution about the U.S. fiscal trajectory.
Top economists Gary Cohn and Lawrence Summers analyze U.S. fiscal challenges, cautioning on inflation risks and the sustainability of federal debt.
The $79 Trillion Shift: The Role of Lost Wages in the Housing Crisis
Affordability in housing extends beyond home prices, highlighting the impact of worker wages and the control of housing capital flow for private lenders.
September Sees Drop in New-Home Mortgage Demand, Still Exceeds 2024 Levels
Insights reveal current housing demand trends, providing valuable context for new-home sales during uncertainties, including the government shutdown's impact.
Home Sales Profits Approach 50% Margin in Third Quarter
Explore insights on median home sales prices and profit margins, vital for private lenders navigating the evolving real estate landscape. Read more.
Survey Reveals Housing Affordability as Top Concern for Gen Z
Gen Z faces significant housing affordability challenges, with only 36% feeling financially prepared for homeownership responsibilities.
Texas Enacts New Rules for Real Estate Buyer Agency Agreements
Texas real estate agents must obtain a signed buyer agency agreement before showing properties, enhancing professionalism and transparency in the home-buying process.
Blend Labs Introduces AI Technology for Lending Solutions
Blend Labs unveils Intelligent Origination, an AI-driven platform aimed at streamlining and improving efficiency in the lending process for private lenders.
Finance of America Joins Forces with Better to Enhance Home Equity Lending
FOA partners with Tinman to introduce new home equity products, leveraging plug-and-play AI technology for streamlined operations without extra infrastructure.
Zillow and Esusu Enhance Credit-Building Opportunities for Renters
Renters can now verify lease details and payment methods, with Zillow and Esusu managing the reporting process, enhancing transparency for private lenders.