New CFPB Scrutiny on 'Portfolio Lenders' Could Reshape TILA/RESPA for Private Seller Financiers The Consumer Financial Protection Bureau (CFPB) is intensifying its focus on "portfolio lenders," a move that could significantly alter the landscape for private individuals and entities engaged in seller financing. For [...]
Understanding Cash-on-Cash Return for Private Real Estate Investments Understanding Cash-on-Cash Return for Private Real Estate Investments In the dynamic world of private real estate investments, particularly within the niche of private mortgage lending and servicing, investors are constantly seeking clear, actionable metrics to gauge [...]
New CFPB Scrutiny on 'Portfolio Lenders' Could Reshape TILA/RESPA for Private Seller Financiers The Consumer Financial Protection Bureau (CFPB) is intensifying its focus on "portfolio lenders," a move with significant implications for the private seller financing market. This heightened scrutiny signals a potential recalibration [...]
FinCEN has delayed the policy implementation date to March 1, 2026, impacting regulatory timelines and compliance strategies for private lenders.
The Evolution of Private Mortgage Disclosure Requirements in Servicing The Evolution of Private Mortgage Disclosure Requirements in Servicing In the dynamic world of private mortgage lending, clarity and transparency are paramount. Yet, the path to achieving these ideals has been anything but static, particularly [...]
State-Specific Late Fee Laws: What Private Lenders Must Know State-Specific Late Fee Laws: What Private Lenders Must Know to Stay Compliant In the dynamic world of private mortgage lending, flexibility and personalized solutions are often key differentiators. However, this flexibility doesn't exempt private lenders [...]
Digital Transformation: How Fintech is Making Advanced Metric Tracking Accessible to Smaller Private Lenders In the dynamic world of mortgage lending, data has long been the domain of large institutional players, leaving smaller private lenders, brokers, and investors at a distinct disadvantage. Traditionally, these [...]
Maximizing Your Private Lending Note Portfolio Value Through Metrics In the dynamic world of private mortgage lending, the pursuit of maximum portfolio value isn't just about originating strong loans; it's profoundly about how those loans are managed over their lifecycle. For private lenders, brokers, [...]
Maximizing Note Value: How Proactive Delinquency Notices Impact Investor ROI Maximizing Note Value: How Proactive Delinquency Notices Impact Investor ROI In the nuanced world of private mortgage servicing, where every note represents a significant investment, safeguarding that asset's value is paramount. While much attention [...]
New CFPB Scrutiny on 'Portfolio Lenders' Could Reshape TILA/RESPA for Private Seller Financiers The Consumer Financial Protection Bureau (CFPB) is intensifying its focus on "portfolio lenders," a move poised to send significant ripples through the entire mortgage industry. While often associated with larger institutions [...]
