Federal and state regulators are actively targeting private mortgage servicing in 2025 and 2026. These 12 compliance updates cover the areas generating the most enforcement action - from CFPB obligations and CA DRE trust fund rules to NMLS licensing, foreclosure procedures, and investor reporting requirements.
Seller carry and traditional mortgages serve different lenders with different goals. Here's how they compare on structure, servicing, and risk for private mortgage holders.
Seller-financed wrap mortgages close commercial deals traditional lenders reject. Learn 7 reasons why—and why professional servicing is non-negotiable.
Top economists Gary Cohn and Lawrence Summers analyze U.S. fiscal challenges, cautioning on inflation risks and the sustainability of federal debt.
Seller carry notes deliver recurring income and installment-sale tax benefits - if structured and serviced correctly. These 9 operational moves protect your yield, prevent defaults, and keep your notes liquid and saleable.
Ten fintech tool categories eliminating manual bottlenecks in private mortgage servicing — from AI-powered default prediction to automated investor reporting and note sale preparation.
Wrap mortgages close deals conventional financing cannot — but self-administered wrap notes fail at predictable points. Nine operational failure modes, from dual payment tracking to note salability, mapped with their professional servicing fixes.
The Supreme Court's denial of REX's petition against Zillow and NAR leaves the future of real estate practices uncertain, impacting private lenders' strategies.
Broeksmit highlighted the MBA's influence, noting it contributed to approximately 10% of all laws enacted by Congress, showcasing its pivotal role in legislation.
Private lenders uphold strong AML compliance to protect their portfolios and lending platforms, focusing on due diligence, training, and suspicious activity reporting.
