Addy AI Partners with ICE Encompass to Enhance Loan Officer Workflows
Addy AI's integration with ICE Encompass enhances workflow for private lenders by providing AI-generated checklists, simplified findings, and trackable document requests.
Kentucky Sees Home Sales Decline as New Listings Increase
Kentucky's real estate market reveals opportunities for buyers, even during slower seasons. Learn more about the impact of new listings on home sales.
Interest Reserves: Your Safeguard Against Project Delays in Private Lending
How Interest Reserves Protect Private Lenders from Project Delays How Interest Reserves Protect Private Lenders from Project Delays In the dynamic world of private mortgage lending, particularly for construction or rehabilitation projects, capital is constantly flowing, and timelines are critical. Private lenders often provide [...]
FICO Mortgage Simulator Assesses Effects of Various Credit Actions
Explore a new tool that forecasts how various credit actions can influence multiple FICO Score versions in mortgage lending, aiding private lenders in decision-making.
“Higher for Longer”: What It Means for Private Mortgage Servicing
Fed's Latest Stance on Inflation: Private Lenders Brace for Impact on Mortgage Demand The Federal Reserve's unwavering commitment to taming inflation continues to send ripples through the financial markets, directly impacting the mortgage industry. For private mortgage lenders, brokers, and investors, the Fed's "higher [...]
The Geography of Default: Regional Trends in Private Mortgage Notes
Market Analysis: Regional Trends in Performing vs. Non-Performing Note Defaults Market Analysis: Regional Trends in Performing vs. Non-Performing Note Defaults In the intricate world of private mortgage servicing, understanding the pulse of the market is not merely advantageous—it's essential for survival and growth. While [...]
Seller Carryback for Investors: Understanding Your Lender Compliance Obligations
Seller Carryback Financing: Key Compliance Considerations for Investors Seller Carryback Financing: Key Compliance Considerations for Investors In the dynamic world of real estate investment, seller carryback financing often presents an attractive, flexible strategy for both buyers and sellers. For investors, it can open doors [...]
Private Lenders’ Playbook: Navigating the Fed’s ‘Higher for Longer’ Mortgage Market
Fed's Latest Stance on Inflation: Private Lenders Brace for Impact on Mortgage Demand The Federal Reserve's unwavering commitment to taming persistent inflation is sending ripples across the financial landscape, and private mortgage lenders, brokers, and investors are uniquely positioned to feel the impact. Recent [...]
Beyond Yield: The Essential Compliance Due Diligence for Private Note Investors
Investing in Private Notes: What Compliance Due Diligence Means The allure of private notes in the mortgage sector is undeniable for many investors. Offering potentially higher yields and greater control than traditional investments, they present an exciting avenue for portfolio diversification. Yet, beneath the [...]
The Transition of eNotes from Optional to Essential in Operations
Explore the evolving landscape of electronic promissory notes in mortgage lending, highlighting challenges in adoption and infrastructure readiness for private lenders.