Private mortgage lenders are responsible for protecting every piece of borrower data they collect, from Social Security numbers to payment history. This guide covers what qualifies as NPI, federal and state obligations under GLBA, and the four-pillar security framework lenders need to stay compliant.
7 Critical Economic Indicators Private Lenders Must Watch in 2026 The landscape of private lending is perpetually dynamic, and 2026 promises to be no exception. Economic shifts, whether subtle tremors or seismic upheavals, have profound implications for everyone involved in private mortgage servicing – [...]
The seven economic indicators private lenders must monitor in 2026 to protect private mortgage note portfolios: interest rates, inflation, unemployment, GDP growth, housing inventory, consumer debt, and regulatory changes—and how expert servicing converts each into a manageable risk.
AD Mortgage has launched its largest RMBS package, a $602.7 million non-QM deal backed by 1,793 fixed-rate loans, expanding opportunities for private lenders.
Impact of Economic Downturns on Interest Reserve Requirements In the intricate world of private mortgage servicing, every detail matters, particularly when economic headwinds begin to blow. For lenders, brokers, and investors dealing with private notes, understanding and managing interest reserve requirements is a fundamental [...]
What Happens When Your Private Lending Business Fails an Audit? What Happens When Your Private Lending Business Fails an Audit? In the dynamic world of private mortgage lending, audits are not just a possibility; they are an inevitable reality. Whether driven by regulatory bodies, [...]
Research shows that raising an average FICO score to the 760 threshold typically takes 1.5 to 3 years across most states, highlighting borrower challenges.
The Impact of State Usury Caps on Private Loan Profitability in Mortgage Servicing The Impact of State Usury Caps on Private Loan Profitability in Mortgage Servicing In the dynamic world of private mortgage lending, opportunities for investors, lenders, and brokers abound. However, navigating this [...]
Seven economic indicators determine private mortgage note performance in 2026 — interest rates, inflation, employment, housing health, GDP, consumer confidence, and regulatory trends. Private lenders who track all seven protect their portfolios. Those who don't react late and absorb losses that compliant servicing could have prevented.
eXp is planning to change its incorporation from Delaware to Texas, indicated by a recent SEC filing detailing a shareholder vote on the transition.
