Key Economic Indicators for Private Lending Federal Funds Rate The Federal Funds Rate is the target interest rate set by the Federal Reserve for overnight lending between banks. It's a foundational rate that significantly influences other interest rates throughout the economy, including prime rates [...]
When to Hire a Compliance Consultant for Your Private Lending Firm When to Hire a Compliance Consultant for Your Private Lending Firm The world of private lending is dynamic, offering unique opportunities for investors and borrowers alike. As an agile alternative to traditional banking, [...]
Expert Opinion: The Best Time to Acquire Non-Performing Mortgage Notes Expert Opinion: The Best Time to Acquire Non-Performing Mortgage Notes In the dynamic world of private mortgage servicing, the acquisition of non-performing mortgage notes (NPNs) stands out as a strategic avenue for capital growth [...]
How to Draft an Enforceable Notice of Default for Your Private Mortgage Loan (Step-by-Step Guide) Servicing private mortgage loans effectively requires precision, especially when a borrower falls behind on payments. Drafting an enforceable Notice of Default is a critical step in protecting your investment, [...]
Key Economic Indicators for Private Lending Inflation Rate (Consumer Price Index - CPI) The Consumer Price Index (CPI) measures the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. Essentially, it quantifies inflation—the [...]
The Cost of Non-Compliance: Real Stories from New Lenders The Cost of Non-Compliance: Real Stories from New Lenders Private mortgage lending offers incredible opportunities for lenders, brokers, and investors looking for flexibility and higher yields outside conventional markets. However, with great opportunity comes significant [...]
Why Every Hard Money Lender Needs a Non-Performing Note Strategy In the dynamic world of hard money lending, where speed, flexibility, and asset-backed security are paramount, the focus often remains squarely on funding new deals and securing high returns. However, even the most seasoned [...]
How to Draft an Enforceable Notice of Default for Your Private Mortgage Loan (Step-by-Step Guide) Navigating the complexities of private mortgage servicing demands precision, especially when a loan goes into default. For private lenders and servicers, drafting an enforceable Notice of Default isn't just [...]
The Case for Diversification: Balancing PPNs and NPNs in Your Portfolio The Case for Diversification: Balancing PPNs and NPNs in Your Portfolio In the dynamic world of private mortgage notes, smart investors understand that resilience and growth don't come from putting all their eggs [...]
7 Critical Clauses Every Private Mortgage Agreement Needs for Late Fees and Notices In the dynamic world of private mortgage lending, the terms governing late fees, grace periods, and notices are not mere afterthoughts—they are the bedrock of a successful, compliant, and profitable investment. [...]
