Risk premiums are embedded in every private mortgage deal - in the discount rate, the underwriting decision, and the capital structure. Here are 9 factors that drive them up and what disciplined lenders do to price them correctly.
Know these 15 private mortgage lending and servicing terms cold — promissory note, LTV, escrow, lien position, loss mitigation, foreclosure, and more. Each definition maps to a real compliance or operational decision point in your portfolio.
Due diligence costs are not optional line items - they are the mechanism that separates advertised yield from actual return. Private lenders who skip or underbudget these expenses discover the gap at the worst possible moment: default, sale, or litigation. Price every item below into your deal model before you commit capital.
Seller carrybacks create junior liens. Subordination agreements can permanently move those liens lower. Here are nine things every private lender must understand before structuring or signing either instrument.
Subordination agreements reshape your risk profile instantly. Here are 9 facts private lenders must know about lien priority, combined LTV, and standstill provisions before signing anything.
Interest rates reshape every layer of a seller carryback deal — from initial pricing to secondary-market liquidity. These 9 mechanics help private lenders structure smarter deals in any rate environment.
Selling a private mortgage note triggers 9 distinct value leaks — from the purchase discount to compliance exposure. Here is what every note holder must quantify before signing the assignment.
Wrap mortgages carry layered risk on both sides of every deal. These 7 operational factors show where exposure concentrates and what professional note servicing prevents.
A prominent 70-year-old firm expands its reach eastward through the Elegran acquisition, showcasing long-term growth ambitions in the private lending market.
Seller carry financing lets flippers close faster, preserve capital, and run more deals simultaneously. Here are 8 tactical advantages worth knowing.
