Dan Hultquist Discusses HECM Reforms and Engaging New Sales Talent
Reverse mortgage expert Dan Hultquist analyzes recent HECM reforms, emerging proprietary loan trends, and the impact of technology on industry expansion.
The Private Lender’s Playbook: Essential Economic Indicators for Smart Decisions
Key Economic Indicators for Private Lending Federal Funds Rate This is the target interest rate set by the Federal Reserve for overnight lending between banks. It's a foundational rate influencing all other interest rates in the economy, from credit cards to mortgages. When the [...]
Economic Indicators: What Private Lenders Need to Know
Key Economic Indicators for Private Lending Gross Domestic Product (GDP) Gross Domestic Product (GDP) is the total monetary or market value of all the finished goods and services produced within a country's borders in a specific time period. It serves as a comprehensive scorecard [...]
Essential Economic Indicators for Private Lenders: Navigating Risk and Opportunity
Key Economic Indicators for Private Lending Federal Funds Rate The Federal Funds Rate is the target interest rate set by the Federal Reserve for overnight lending between banks. It's a foundational rate that significantly influences other interest rates throughout the economy, including prime rates [...]
The Private Lender’s Guide to Key Economic Indicators
Key Economic Indicators for Private Lending Inflation Rate (Consumer Price Index - CPI) The Consumer Price Index (CPI) measures the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. Essentially, it quantifies inflation—the [...]
Severe Winter Weather Affects Home Sales and Prices in Pennsylvania
Home sales in Pennsylvania have sharply declined due to harsh winter conditions, impacting market dynamics and property values for private lenders to consider.
Home Sales in New York State Experienced 7.5% Decline in January
"Discover how New York's rising median sales prices impact market dynamics and lending opportunities amidst a notable decline in home sales."
Trade Groups Advocate for Reduced MSR Capital Charges and Customized Risk Weights
Eight trade groups representing lenders are advocating for revisions to bank capital rules, seeking tailored risk weights for mortgages and reduced capital charges for servicing rights.
Court Affirms FinCEN’s Anti-Money Laundering Regulations for Home Sales
A federal judge has upheld FinCEN’s AML rule for cash home sales. Implementation is now delayed to March 2026 following FNF’s legal challenge, impacting private lenders.
Pending Home Sales Experienced a Decline in January
Pending home sales show mixed trends, increasing in the Midwest and West while declining in the Northeast and South, highlighting regional market dynamics.