MBA Expresses Support for Proposed Reduction in Community Banks’ Leverage Ratio
Federal regulators propose reducing the CBLR to 8% and extending compliance grace periods for community banks, offering greater flexibility in financial management.
Trade Groups Call on Congress to Pass Long-Term NFIP Legislation
Housing trade groups advocate for Congress to reauthorize the NFIP, emphasizing its vital role in protecting millions of homeowners from flood risks.
Navigating Private Mortgage Risks: A Glossary for Lenders & Investors
Loan-to-Value (LTV) Loan-to-Value (LTV) is a crucial financial ratio comparing the amount of a mortgage loan to the appraised value of the property securing it. For private lenders and investors, a lower LTV generally signifies less risk, as it indicates a larger equity cushion [...]
NWMLS and Compass Seek Delayed Trial Date Beyond June 2026
Court proceedings for a case involving NWMLS and Compass may see a delayed trial date, with NWMLS planning counterclaims. Stay informed on potential impacts.
Grand Jury Declines to Indict Letitia James in Mortgage Fraud Investigation
Abbe Lowell, attorney for James, comments on the grand jury's decision not to indict Letitia James in the mortgage fraud case, signaling potential case closure.
BTIG Identifies Emerging Strategies for Mortgage Stock Growth
Mortgage stocks are projected to increase, driven by AI-enhanced cost efficiencies and declining interest rates, as highlighted by BTIG research.
New York Court Affirms Legality of Foreclosure Abuse Legislation
New York Court of Appeals reinforces homeowner protections with the upholding of the Foreclosure Abuse Prevention Act, limiting repeated foreclosure actions.
Is Homeownership Now Considered a Luxury Good?
First-time buyers constitute 21% of home purchases, with the median age increasing to 40. Explore trends in homeownership among younger demographics.
UWM’s New Technology Enhances Brokers’ Growth, Speed, and Control
UWM enhances Brand 360 with Canva, introduces Loan Lab and a new Income Calculator, streamlining workflows and offering brokers a competitive advantage.
Atlas VMS to Integrate AI Review Tool with AIM-Port Platform
New initiative streamlines manual reviews for lenders and appraisal management firms, enhancing consistency and quality in the appraisal process.