NVR’s Q4 Insights on Maintaining a Land-Light Strategy in Challenging Markets
In a challenging housing market, homebuilders navigate headwinds while boosting sales efforts to manage inventory and adapt to evolving consumer demand.
Trump to name new Fed chair, impacting the rise of the 10-year yield.
Trump's impending Federal Reserve chair nomination may influence the 10-year Treasury yield, impacting mortgage rates and private lending strategies.
Paul Fiore discusses expanding HighTechLending’s market presence.
Paul Fiore has joined HighTechLending to enhance branch growth and introduce innovative reverse mortgage products like EquitySelect. Explore the opportunities.
Propy secures $100 million to enhance AI-driven closing platform.
Discover how innovative financing is set to streamline title and escrow services through an AI-driven, comprehensive closing platform for enhanced efficiency.
PennyMac Achieves $107M Profit in Q4 Amid Origination Growth and MSR Runoff
PennyMac reports Q4 net income of $106.8M, driven by increased mortgage production despite declines in servicing income due to prepayments.
Trump Nominates Kevin Warsh to Succeed Powell as Federal Reserve Chair
Kevin Warsh's nomination for Fed chair is challenged in the Senate as a DOJ probe into Jerome Powell unfolds, raising concerns for private lenders.
Rocket’s RESPA Lawsuit Presents Unusual Challenges Ahead, According to Attorneys
Class-action suit against Rocket Companies highlights rising concerns in the mortgage industry amid increasing mergers, emphasizing the shift to vertical integration.
7 Costly TILA/RESPA Misconceptions Seller Financiers Must Avoid
Federal mortgage regulations apply to seller financiers—not just banks. These seven misconceptions leave private lenders exposed to civil liability, statutory damages, and loan unenforceability. Learn where the compliance gaps are and how professional note servicing closes them.
Effective Yield vs. Stated Rate: The Private Lender’s Guide to True Profitability
The stated rate on your promissory note is not your return - effective yield is. Learn what drives the gap between the two, how to calculate it on a private mortgage note, and why your servicer is one of the biggest factors in how much of your stated rate you actually keep.
Private Lender Taxes & Compliance: Simplify Year-End Reporting with Professional Servicing
Private mortgage lenders carry specific year-end tax obligations that most self-servicing setups handle poorly. This guide covers IRS Form 1098 and 1099-INT requirements, the compliance risks that come with inaccurate interest reporting, and how professional private mortgage note servicing eliminates the administrative burden — while producing audit-ready records that protect you at tax time and year-round.