Illinois Sees a 3.1% Increase in Home Sales
Illinois home prices see a significant increase with a 6.8% rise year-over-year, highlighting trends relevant to private lenders and the real estate market.
Regulatory Compliance: The Indispensable Core of Private Mortgage Note Servicing
Regulatory compliance is the operational core of private mortgage note servicing - governing how payments are applied, how borrowers are contacted, and whether a note remains enforceable. This guide covers the federal and state framework every private lender must understand, and why professional servicing is the most reliable way to stay protected.
The AI Compliance Imperative for Private Lenders: Navigating New Regulations
Federal regulators are applying existing fair lending laws directly to AI-driven underwriting and servicing decisions in private mortgage lending. Learn what ECOA, FCRA, and model governance requirements mean for your operation - and the six actions that reduce exposure now.
Seller Financing’s Future: The Compliance Imperative in Private Mortgage Servicing
Private mortgage note servicing carries federal and state compliance obligations that most seller financiers underestimate. Understanding what those frameworks require — and whether your current servicing infrastructure meets them — determines portfolio risk.
Private Lenders: Navigating the New AI Regulatory Landscape
Private lenders using AI in underwriting and servicing face growing regulatory scrutiny from the CFPB and FTC. Learn the five core compliance risks and eight practical steps to build AI governance into your private mortgage lending operations.
Lawmakers Address Retirement Challenges for Family Caregivers
Recent data reveals that about 10% of U.S. adults care for an aging parent, highlighting a growing demographic shift that may impact housing and lending trends.
FSBO.com Introduces Loan Officer Portal for Consumer Listings
Explore FSBO.com's loan officer portal, designed for seamless listing creation and buyer screening, with future plans for an enhanced FSBO Pro Agent platform.
Beazer Homes CEO Allan Merrill Discusses Sustainability and Affordability
Beazer Homes' CEO emphasizes the role of employee initiatives in fostering company culture and highlights ongoing commitments to energy efficiency and solar community expansion.
HUD and FHFA Revise Credit Scoring Models for Mortgage Lending
Mortgage Bankers Association's Bob Broeksmit emphasizes modernization of credit scoring, signaling potential shifts in lending practices and risk assessment.
FHFA and HUD Introduce New Credit Score Models for Mortgages
Federal agencies have initiated changes to incorporate newer credit scoring models in mortgage underwriting, enhancing borrower risk assessment methodologies.