For real estate agents, business brokers, and mobile home dealers and brokers, seller-carryback financing can make the difference between a “sold” or an “expired” listing. This is particularly so in certain economic cycles. True open-market financing and the rise of the subprime lending industry [...]

Note Brokers and note buyers buy notes, mortgages and other types of cash flows for a lump sum of cash. Because cash now is worth more than a series of small payments, the note broker will buy that cash flow for a discount from [...]

In 1939, Bill Hewlett and Dave Packard started a business with a single product: a Resistance Capacity Audio Oscillator. At that time, Bill and Dave were responsible for every aspect of their business: they invented and built the products, priced and packaged them and [...]

It’s been decades since I first spit out the words, “It’s My Bike “. I’ve been known to repeat those words as an affirmation through clenched teeth, shout them to the backside of a slammed door, and whisper them cautiously but determinedly under my breath. But, I’ll [...]

With respect to the amount, timing, and method used to assess and collect late charges, I think we have seen them all. It doesn’t seem to make much difference whether the note was structured by a CPA, Attorney, Financial Advisor, Title Company, Real Estate [...]

As we stand on the threshold of a new year, it is exhilarating to look out and contemplate what we might be able to accomplish in the next 360 + days that lay ahead.  In reality, even though we are invigorated with the idea [...]

The natural progression of things often leads to cash flow brokers becoming cash flow buyers, if only so that they can have a small investment to meet their retirement needs or to provide a steady income. In those cases where investors move from buying [...]

The purpose of this article is to encourage “newbies” in the note business, particularly. Yes, new note consultants, brokers, and finders who may be “looking back” over the past year and are discouraged or disillusioned, because things have not turned out as well as [...]

As we sat in front of a crackling fire, relaxing in our comfortable, well-appointed living room, boasting my new Grand Piano and picture windows overlooking a valley studded with majestic pines against a backdrop of the Sierra Nevada, our thoughts went back to the [...]

Those sellers, and their agents – who understand and utilize Seller-carryback financing… will make more sales! Open marketing financing and the rise of the subprime lending industry made it unnecessary to utilize seller-financing as much as had been done over the previous decades, at least in [...]