Core Risk Management Terms in Private Lending & Servicing Glossary Underwriting This is the critical process where a lender assesses a borrower's creditworthiness and the risks associated with a loan. For private lenders and investors, robust underwriting involves scrutinizing financial statements, credit reports, and [...]
# Mitigation Strategies & Best Practices for Private Loan Risk Private lending offers unparalleled opportunities for wealth generation and portfolio diversification, attracting discerning mortgage lenders, brokers, and investors. Yet, beneath the surface of promising returns lies a complex web of operational challenges and inherent [...]
New Federal Push for Transparency in Private Lending Sparks Debate Among Note Servicers A burgeoning wave of federal scrutiny is poised to redefine the landscape of private mortgage lending, signaling a significant shift for the industry's lenders, brokers, and investors. This intensified focus on [...]
Seller Financing Pitfalls: How to De-stack Risk for Investors Seller Financing Pitfalls: How to De-stack Risk for Investors in Private Mortgage Servicing Seller financing, also known as owner financing, often gleams with the promise of attractive returns and a simplified path to real estate [...]
Beyond the Contract: The Ethical Imperative of Full Disclosure in Private Lending Beyond the Contract: The Ethical Imperative of Full Disclosure in Private Lending In the world of private mortgage lending, trust isn't just a nice-to-have; it's the very bedrock upon which every transaction [...]
How to Conduct a Comprehensive Risk Audit of Your Private Mortgage Note Portfolio in 7 Steps For private mortgage note holders and servicers, proactively managing risk is not merely good practice; it's essential for sustained profitability, regulatory compliance, and operational efficiency. A comprehensive risk [...]
The Future of Note Due Diligence: AI and Data Analytics in Private Mortgage Servicing In the intricate world of private mortgage servicing, due diligence is not merely a procedural step; it is the bedrock of trust, risk management, and financial viability. For every note [...]
New Federal Push for Transparency in Private Lending Sparks Debate Among Note Servicers A recent surge in federal regulatory interest signals a significant shift towards increased transparency and oversight in the historically less regulated private lending sector. This evolving landscape poses both challenges and [...]
The Unseen Shield: How Loan Modifications De-stack Risk in Private Mortgage Servicing The Unseen Shield: How Loan Modifications De-stack Risk in Private Mortgage Servicing In the intricate world of private mortgage servicing, managing risk isn't just a best practice—it's the bedrock of sustainable operations [...]
Promissory Note A legally binding written promise by the borrower to repay a specific sum of money to the lender or note holder under specified terms and conditions. It outlines the principal amount, interest rate, payment schedule, and maturity date. For private mortgage note [...]
