From Chaos to Compliance: How a Private Real Estate Investor Streamlined 50+ Seller-Financed Deals Under TILA/RESPA Client Overview Evergreen Capital LLC, a sophisticated private real estate investment firm, had built a formidable portfolio specializing in acquiring, renovating, and reselling residential and commercial properties across [...]
Mastering Your Private Lending Returns: Calculating Your Portfolio's Weighted Average Yield In the dynamic world of private mortgage lending, understanding your portfolio's performance goes far beyond merely looking at individual loan yields. While each note you hold has its own distinct interest rate, a [...]
From Chaos to Compliance: How a Private Real Estate Investor Streamlined 50+ Seller-Financed Deals Under TILA/RESPA Client Overview Apex Realty Investments, led by its founder and principal investor, David Chen, had built an impressive portfolio over the last decade. Specializing in acquiring undervalued residential [...]
Seller Carryback (or Seller Financing) When a seller provides financing directly to the buyer for a portion or all of the purchase price of a property, rather than the buyer obtaining a traditional bank loan. The seller essentially acts as the lender, holding a [...]
Regulatory Spotlight: New Compliance Hurdles for Private Mortgage Lenders Regulatory Spotlight: New Compliance Hurdles for Private Mortgage Lenders The landscape of private mortgage lending, once seen by some as a less regulated alternative to traditional banking, is steadily evolving. What was once a niche [...]
Navigating the Labyrinth: A Masterclass on Late Fees, Grace Periods, and Notices in Private Mortgage Servicing Master private mortgage servicing. Navigate late fees, grace periods, and notices with precision. Ensure compliance, cut operational costs, and protect your investments. Achieve profitable servicing. Welcome, esteemed mortgage [...]
Fundamental TILA/RESPA Terminology for Private Lending & Seller Financing TILA (Truth in Lending Act) The Truth in Lending Act (TILA) is a federal law designed to promote the informed use of consumer credit by requiring disclosures about its terms and cost. For private lenders [...]
Maximizing Investor Returns: Reporting Metrics That Build Trust in Private Mortgage Servicing Maximizing Investor Returns: Reporting Metrics That Build Trust in Private Mortgage Servicing In the dynamic world of private mortgage investments, trust is not merely a soft skill; it's a foundational pillar that [...]
Fundamental TILA/RESPA Terminology for Private Lending & Seller Financing TILA (Truth in Lending Act) The Truth in Lending Act (TILA) is a federal law enacted to protect consumers in credit transactions by requiring clear disclosure of key terms and costs. While some TILA provisions [...]
The Unseen Advantage: Why Early Preparation Transforms Private Mortgage Year-End Tasks The Unseen Advantage: Why Early Preparation Transforms Private Mortgage Year-End Tasks As the final months of the year begin to unfold, a familiar tension can start to build within private mortgage servicing operations. [...]
